Today, I have used IRCTC Mobile Application (ngpay) and its working fine. More smooth and faster than IRCTC. Payment Details:
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Ticket Price: Rs. 2026.0
IRCTC Service Charge: Rs. 20.0
ngpay Service Charge: Rs. 20.0...
more... (IRCTC Approved)
Transaction Fees: Rs. 38.0 (IRCTC Approved)
Total Amount : Rs.2104.0
No extra charges would apply.
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There is a cash back offer of 2% for SBI Cardholders and I will get back Rs.42.
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Only drawback is that it is treated as agent booking and can not be booked between 0800-1000 hrs for advance booking and 1000-1200 hrs for tatkal booking.