Indian Railways offers a travel insurance policy for a mere 45 paise. This policy is only available for passengers who book tickets online and opt for it. The insurance covers up to 10 lakh rupees for accidents or damages during travel. In the unfortunate event of a passenger's death in a...
more...

rail accident, the beneficiary receives a 10 lakh rupee insurance payout. The policy is not available for passengers travelling in general coaches. To avail this insurance, passengers need to book tickets online through the IRCTC website and select the insurance option during the booking process. They will then receive an email and SMS with a link to fill in nominee details.